Both my investment fund, and my electronic deposits will go to the Swiss account. This is to protect my assets, and not hide my assets. I will work with an accountant to learn how to make use of a spreadsheet application especially for the role that the Swiss account will do. As for the spreadsheet, I will use LibreOffice’s Calc app. This is because it is available on both Linux, MacOS, and MS Windows. The files will be in my online drive the OS?es will have access to. Since my investment account will be relatively steady, and set to deposit on the first weekday of the month, I should be fine. My electronic transfers will be more erratic as I am juggling rental payments with salary payments, and making sure that I don’t overdraft even when making more than $1,000,000 from my business venture.